Culture · 07/21/2025

This article delves into the multicultural and social customs of the United States, covering various aspects such as communication styles, family structures, and health beliefs. It emphasizes the importance of understanding and respecting other cultures while providing practical advice on how to adapt and integrate into American society. By analyzing the distinctive features of American culture, it reveals the differences in interactions and living conditions among people from diverse cultural backgrounds, offering valuable insights and assistance for expatriates living in the U.S.

Lawyers · 07/21/2025

Chapter 13 of U.S. bankruptcy law provides a legal framework for individual debtors to restructure their debts, allowing them to plan for repayment in installments over three to five years. It applies to individuals with a stable income and non-corporate owners. Applicants must meet income and debt limit criteria, and can retain assets by creating a repayment plan. This process differs from bankruptcy liquidations under Chapters 7 and 11, aiming to assist individuals in repaying their debts in a manageable manner.

Education · 07/21/2025

The QS World University Rankings for 2025 have been officially released, with the Massachusetts Institute of Technology maintaining its top position for the 13th consecutive year. While the U.S. has the highest number of institutions, overall rankings are declining, with the University of Chicago, Princeton University, and Yale University dropping out of the top 20. QS has introduced new metrics, including sustainability, highlighting the evolving landscape and challenges of global higher education, as well as the diversity and complexity of educational assessments.

Travel · 07/21/2025

Before traveling to Philadelphia, it's essential to understand transportation, safety, tipping customs, and accommodation tips. Follow 'right of way' rules when renting a car and park appropriately. Tipping is customary in the U.S., so it’s advisable to give tips while traveling. When staying, be aware of the power outlets; a converter might be needed. Exercise caution during nighttime activities and prefer to go out during the day. Philadelphia has many attractions such as art museums and Independence Hall that are worth visiting.

Insurance · 07/21/2025

As natural disasters increase in the U.S., insurance companies are starting to limit coverage in high-risk areas, including ceasing to offer hurricane and wildfire insurance. Five major property insurance companies have decided to stop providing coverage in disaster-prone regions, leading to a contraction in claims coverage. Data shows that over the past three years, claims for natural disasters have amounted to $295.8 billion. The insurance industry faces the need to adjust underwriting strategies to address rising claims costs and risks.

Travel · 05/29/2025

Pearl Harbor, located on the island of Oahu in Hawaii, is a significant U.S. naval base. It is famous for the surprise attack by Japanese forces in 1941, marking a crucial turning point in history. Visitors can explore five memorial sites to reflect on World War II, honoring the sacrifices and valor of that time. Comprehensive tour routes offer an in-depth experience of Pearl Harbor, allowing guests to traverse the weight of history and pay tribute to the heroism of the past.

Finance · 07/23/2025

U.S. Treasury Secretary Janet Yellen will travel to Sweden to meet with Chinese officials to discuss issues including the extension of tariffs on Chinese goods. The talks will also cover China's overcapacity, energy imports, and its role in the Ukraine crisis. This meeting aims to solidify the achievements of previous negotiations and explore the future direction of US-China trade relations. The outcome of these discussions holds significant importance for global economic stability and could influence future trade policies between the two nations.

Loans · 08/06/2025

Choosing between single-family homes and apartments is a key decision in purchasing a home in the U.S. Single-family homes have significant appreciation potential but require a higher initial investment, making them ideal for DIY enthusiasts. In contrast, apartments have lower upfront costs and cater to buyers seeking convenience, often featuring shared amenities. Each option has its own advantages and drawbacks in terms of safety and living freedom. Buyers should conduct a comprehensive assessment based on their individual needs to make an informed choice.

Travel · 07/17/2025

Key West, also known as the southernmost city in the continental U.S., is located in Monroe County, Florida. It attracts visitors with its diverse water activities, the Truman Little White House, and the Ernest Hemingway Home and Museum. On a day trip to Key West from Miami, you can enjoy stunning views of the world’s longest oversea highway and explore the historic Old Town. Tourists can take photos at the iconic Southernmost Point Buoy and stroll along Duval Street to experience the local cult

Taxation · 07/21/2025

This article provides an in-depth overview of how immigrants file taxes in the United States, including the definition of income tax, the filing process, required documents, and tax treatment for self-employed individuals. It explains tax payment rates, credits, and deductions for tax savings, highlighting the importance of filing and how to seek assistance to simplify the process. Additionally, it specifically addresses the impact of immigration status on tax filing and the tax responsibilities of undocumented immigrants, guiding readers to correctly understand and comply with their tax obligations in the U.S.

Lawyers · 07/21/2025

This article outlines the basic framework of U.S. corporate law and the key steps to establish a company in different states. When choosing a state to register, considerations include related costs, tax laws, and corporate regulations, with Delaware, New York, and California being popular choices. To establish a company, one must submit articles of incorporation and pay registration fees, which include details such as the company name, purpose, and number of shares. Additionally, corporate bylaws should be created to govern the operation of the business and ensure legal compliance.

Finance · 07/28/2025

AMEX offers investors a wealth of trading opportunities, simplifying the trading process and aiding in portfolio diversification. In-depth analysis of market data and company financial reports is key to success, while maintaining market sensitivity and strategic planning is crucial.

Finance · 08/06/2025

Recently, gold prices retreated from a five-week high as investors took profits and focused on the upcoming trade negotiations between the US and Europe. Analysts believe that despite the fluctuations, there is still potential for an upward trend in gold prices. Additionally, the strength of the US dollar has impacted the gold market, and the Federal Reserve's rate decisions are highly anticipated.

Travel · 08/06/2025

Stanley's drinking gear combines durability with a variety of options, aiming to provide ideal drinking solutions for both outdoor activities and daily life. The products, including limited edition collaborations, are practical yet stylish, enhancing the consumer experience and allowing for personal expression.

Finance · 08/05/2025

This article provides effective strategies for traders to remain profitable amid market volatility, including the use of trend lines, maintaining independent judgment, early positioning, filling price gaps, and combining education with predictive knowledge. Through these methods, traders can find profitable opportunities in the fluctuations of risk and chances.